Prince Edward Island offers some of the most beautiful and affordable waterfront real estate in Atlantic Canada. From quiet bays to dramatic oceanfront cliffs, PEI coastal homes attract retirees, families, and investors looking for relaxation, lifestyle, and long-term value.

Here’s what to know before buying a waterfront property on PEI.

🏡 Why PEI Waterfront Properties Stand Out

Lifestyle & Relaxation

Enjoy peaceful water views, beach access, and PEI’s calm coastal living — perfect for year-round living or a seasonal retreat.

Strong Long-Term Value

Waterfront real estate remains in demand due to limited inventory and high buyer interest from across Canada.

Great for Investment

Coastal homes perform well in PEI’s growing tourism and short-term rental market.

⚠️ What to Consider Before Buying Waterfront

Maintenance & Shoreline Conditions

Salt air, erosion, and storms can require additional upkeep and planning.

Access & Year-Round Use

Some oceanfront areas have seasonal or private roads. Ensure access fits your lifestyle.

Coastal Regulations

PEI has setback and environmental rules that may affect future building or renovations.

Resale Potential

Elevation, shoreline stability, and road access strongly influence long-term value.

Explore PEI Waterfront Homes

Browse current waterfront, coastal, and beachfront properties available across Prince Edward Island:

👉 View Waterfront Properties on PEI
https://jodibernard.com/pei-waterfront-properties.html

Thinking About a Move?

If you're dreaming of ocean views or searching for a smart coastal investment, I can help you find the right PEI waterfront home and guide you through shoreline conditions, regulations, and value trends.

Want a custom list of properties? Just let me know.

I’m incredibly honoured to share that for October 2025, I ranked among the Top 100 Century 21 Agents in Canada for both Production and Units Sold.

Awards are great—but what this truly represents is people.
It represents families finding the right home, keys changing hands, new chapters beginning, and the trust you place in me to handle one of your biggest life decisions here on PEI.

To my clients, friends, and community: thank you. This achievement belongs to you as much as it does to me.

The market is moving—and so am I.
If you're thinking about buying or selling this season, I’d love to put this experience to work for you.

Let’s get you moving.

Jodi Bernard
CENTURY 21 Northumberland Realty
📞 902-888-7842

PEI’s housing market continues to show steady activity and resilient prices this fall:

🏡 190 homes sold in September
➡️ Down just 2.6% from last year
➡️ Still 5.4% above the 5-year average

📈 Year-to-date sales:
✔️ 1,645 homes sold (Jan–Sept)
✔️ Up 7.9% vs. 2024

💰 Prices:
• MLS® HPI benchmark (single-family): $375,500
→ Essentially flat year-over-year (+0.9%)
• Average sale price (Sept): $402,231 (+3.5%)
• YTD average price: $398,040 (+3.1%)

📦 Listings & Inventory:
• 324 new listings (+7.6% YoY)
• Active listings: 1,319 homes → highest September supply in 5+ years
• Months of inventory: 6.9 (balanced-to-buyer-leaning territory)

💡 What it means:
PEI’s market is balanced, stable, and well-supplied heading into fall. Prices remain steady, buyers have more choice, and sellers benefit from strong year-to-date demand.

If you’d like a breakdown for your area or want to know what your home is worth, I’m here to help!
— Jodi Bernard | CENTURY 21 Northumberland Realty 🏡✨

On October 29, 2025, the Bank of Canada lowered its overnight rate from 2.5% to 2.25%, marking another step toward easing borrowing costs after a period of rate hikes.

What This Means

The Bank noted slower economic growth, easing inflation, and aims to support stability while keeping prices in check. For Islanders, this shift could influence both mortgage rates and market activity heading into winter.

For Buyers

Lower rates often lead to more favourable mortgage terms. If you’ve been waiting to enter the market, now’s a great time to get pre-approved and start watching listings in your price range.

For Sellers

A rate cut can increase buyer demand, helping homes sell faster and closer to the asking price — especially if priced strategically and presented well.

Final Thoughts

This move signals renewed confidence in Canada’s economy and could make real estate more accessible for PEI families. If you’re thinking about buying or selling, let’s chat about how today’s lower rates can work in your favour.